Growing in popularity due to the overwhelming statistics on cancer, heart disease and stroke, this protection provides a lump sum benefit to help you cope financially with your illness.  Increased financial stress can only worsen your condition and reduce your odds of survival.

Comparatively, individual protection can offer additional protection for up to 24 illnesses as compared to the Group Insurance and Mortgage Critical Illness Protection. You can purchase this coverage Term 10 or 20, until age 65, 75 or age 100 depending on your needs.

You can only opt to have 100% of your premiums returned to you if you do not make a claim.  Other benefits include second event rider and advanced protection.

Usually considered the 3rd priority on a complete Financial Plan (depending on you individual needs).  Get a quote here.

Consider the following

• 1 in 2 men and 1 in 3 women are predicted to develop heart in disease in their lifetime.
• There are 40,000 to 50,000 strokes in Canada each year.
• During their lifetime:
  • 1 in 2.4 men and 1 in 2.7 women living in Canada will develop cancer.
  • 1 in 9 women will develop breast cancer.
  • 1 in 11 men and 1 in 18 women will develop lung cancer.
• An estimated 2,798 Canadians will be diagnosed with cancer every week.
• An estimated 50,000 Canadians, twice as many women as men, have Multiple Sclerosis.

* Statistics sources: Heart and Stroke Foundation, 2004. 2004 Multiple Sclerosis Society of Canada. National Cancer Institute of Canada: Canadian Cancer Statistics 2004.